Koç Holding (KCHOL) Investor presentation summary

Strategic positioning and portfolio

• Holds leading positions in energy, automotive, consumer durables, and finance, with a diversified and balanced portfolio ensuring resilience and long-term value creation.

• International revenues account for 46% of total, with exports to over 155 countries and more than 130 production and sales facilities abroad.

• Stable shareholding structure with significant family ownership and a strong governance framework.

• Strategic alliances with global partners such as Ford, Stellantis, CNH, Whirlpool, and LG enhance competitiveness.

Financial performance and capital allocation

• 2025 combined revenues reached TL 4.6 trillion, with operating profit of TL 155.5 billion and consolidated net income of TL 22 billion.

• Dividend income in 2025 was TL 33.4 billion, with a flexible dividend policy based on income, investment opportunities, and net cash position.

• Maintains a strong liquidity position with USD 815 million net cash at 2025 year-end and a current ratio of 1.2x.

• Investments over the last five years totaled approximately USD 16.1 billion, focusing on both existing and new business opportunities.

Business segment highlights

• Energy: Tüpraş is Turkey’s largest refinery, Aygaz leads in LPG, and Opet is the second-largest fuel distributor; sector benefits from favorable margins and high utilization.

• Automotive: Ford Otosan, Tofaş, TürkTraktör, and Otokar maintain leadership in their segments, with strong export contracts and robust domestic market presence.

• Consumer durables: Arçelik is a global leader with 68% of revenue from international markets, though 2025 saw a net loss due to weak international demand.

• Finance: Yapı Kredi delivered robust core revenue growth and maintained strong asset quality, despite a negative net income contribution in 2025.