Koç Holding (KCHOL) Investor presentation summary

Strategic positioning and portfolio

• Holds leading positions in energy, automotive, consumer durables, and finance, with strong competitive advantages and sectoral diversification ensuring resilience and long-term value creation.

• International revenues account for 46% of total, with exports to over 155 countries and more than 130 production and sales facilities abroad.

• Balanced portfolio structure with both defensive and growth assets, and high dividend payout ratio exceeding 60%.

• Stable shareholding structure with significant family ownership and a mix of independent, women, and international board members.

• Strategic alliances with global partners in key sectors, supporting scale and innovation.

Financial performance and investment

• Combined revenues for 2025 reached TL 4.6 trillion, with operating profit of TL 155.5 billion and net income of TL 61.9 billion.

• Maintains strong liquidity with USD 815 million net cash at 2025 year-end and a current ratio of 1.2x.

• Over the last five years, investments totaled approximately USD 16.1 billion, focusing on both existing and new business opportunities.

• Dividend income reached TL 33.4 billion in 2025, with a planned TL 18 billion distribution in March 2026.

• Credit rating stands two notches above sovereign, reflecting prudent financial management.

Business segment highlights

• Energy: Tüpraş is Turkey’s largest refinery, achieving high utilization and strong margins; Aygaz leads the LPG market with 26.3% share.

• Automotive: Record domestic market size, robust exports, and strong JV partnerships; Ford Otosan and Tofaş are market leaders.

• Consumer durables: Arçelik is a global leader with 68% of revenue from international markets, though faced weak demand and intensified competition.

• Finance: Yapı Kredi delivered robust core revenue growth and maintained sound asset quality, despite a negative net income contribution in 2025.

• Other businesses include leading positions in home improvement, procurement, tourism, IT, fintech, and healthcare.