)
Edge15 May 2026
TOMRA: Closing the Loop
The story of TOMRA: from reverse vending machine pioneer to global technology for deposit systems, recycling, and resource optimization.
Secure Trust Bank
Secure Trust Bank (STB) investor relations material
Secure Trust Bank Trading update summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Trading update summary14 May, 2026
Q1 2026 financial performance
Net lending from continuing activities rose 1.5% quarter-on-quarter and 6.6% year-on-year, with Retail Finance up 7.3% year-on-year and Business Finance up 6.1% year-on-year, supported by new product growth.
Customer deposits fell 10.3% in the quarter and 6.6% year-on-year, reflecting reduced funding needs after the sale of the Consumer Vehicle Finance business.
New product initiatives gained traction, with key roles filled and technology development progressing, supporting a growing lending pipeline.
Capital and shareholder returns
On track to launch a £10 million share buyback, pending regulatory approval.
Maintains a progressive dividend policy and targets a Common Equity Tier 1 ratio of approximately 13.5%.
Strategic and operational outlook
Confirms full-year 2026 guidance and remains confident in medium-term prospects despite macroeconomic instability.
Medium-term targets include 8-10% annual net lending growth and return on average equity of 10% to over 16%.
Interim results for the first half of 2026 will be released on 13 August 2026.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Secure Trust Bank
- 14.3% ROAE, 8.1% lending growth, cost savings, and £10m share buyback announced.STB
H2 2025 & investor update2 May 2026 - Pursuing £4bn net lending, the division delivers strong growth, high retention, and low risk.STBInvestor Update3 Feb 2026
- Targets £4bn net lending, prioritizing residential lending, risk controls, and ESG focus.STBCMD 20243 Feb 2026
- Lending and deposits rose, profit before tax increased, and cost efficiency improved.STBH1 20241 Feb 2026
- Lending and deposit growth with cost savings offset by higher impairments and regulatory risks.STBQ4 202426 Dec 2025
- Core lending up 10.3% YoY, but FY25 profit to miss expectations due to Vehicle Finance.STBQ3 2025 TU15 Dec 2025
- Profit before tax up 36.3%, cost ratio down, Vehicle Finance exited, core lending growth strong.STBH1 202523 Nov 2025
- FY24 profit before tax to fall £10m–£15m below expectations due to Vehicle Finance.STBQ3 2024 TU13 Jun 2025
- Net lending rose 10.5% YoY to £3.7bn, nearing the £4bn target.STBTrading Update6 Jun 2025
Next Secure Trust Bank earnings date
H1 202613 Aug, 2026
Secure Trust Bank
Next Secure Trust Bank earnings date
H1 202613 Aug, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Explore our global coverage