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KYUSHU FINANCIAL GROUP (7180) investor relations material
KYUSHU FINANCIAL GROUP Q3 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Ordinary income rose 11.3% year-over-year to ¥185,849 million, driven by higher interest income.
Ordinary profit surged 48.3% year-over-year to ¥44,642 million, with profit attributable to owners up 47.9% to ¥30,967 million.
Total assets increased by ¥611.1 billion from March 2025, reaching ¥13,888.7 billion.
Financial highlights
Interest income increased to ¥115,043 million from ¥98,824 million year-over-year.
Interest expenses rose to ¥30,730 million from ¥23,473 million, mainly due to higher deposit costs.
Net assets climbed to ¥759,719 million, up from ¥704,002 million at the previous fiscal year-end.
Basic earnings per share for the nine months was ¥71.68, up from ¥48.38 year-over-year.
Comprehensive income reached ¥70,829 million, a significant increase from ¥435 million a year earlier.
Outlook and guidance
Full-year forecast maintained: ordinary profit projected at ¥50,500 million (up 17.4% year-over-year), profit attributable to owners at ¥35,000 million (up 15.2%), and EPS at ¥80.88.
Dividend forecast for FY2026 raised to ¥27 per share, including a ¥2 commemorative dividend for the 10th anniversary.
- Profit fell sharply on lower income and higher expenses, but assets and loans increased.7180
Q1 202515 May 2026 - Profit and revenue grew, but valuation losses led to negative comprehensive income.7180
Q4 202515 May 2026 - Profit and comprehensive income declined, but full-year outlook and dividend forecast are positive.7180
Q3 202515 May 2026 - Profit and assets declined amid lower bond gains, but full-year profit and dividend growth are forecast.7180
Q2 202515 May 2026 - Ordinary profit jumped 42.5% year-over-year, with strong income growth and higher forecasts.7180
Q1 202615 May 2026 - Strong profit growth and asset expansion, with a special dividend for the 10th anniversary.7180
Q2 202615 May 2026
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