KYUSHU FINANCIAL GROUP (7180) Q3 2026 earnings summary

Executive summary

• Ordinary income rose 11.3% year-over-year to ¥185,849 million, driven by higher interest income.

• Ordinary profit surged 48.3% year-over-year to ¥44,642 million, with profit attributable to owners up 47.9% to ¥30,967 million.

• Total assets increased by ¥611.1 billion from March 2025, reaching ¥13,888.7 billion.

Financial highlights

• Interest income increased to ¥115,043 million from ¥98,824 million year-over-year.

• Interest expenses rose to ¥30,730 million from ¥23,473 million, mainly due to higher deposit costs.

• Net assets climbed to ¥759,719 million, up from ¥704,002 million at the previous fiscal year-end.

• Basic earnings per share for the nine months was ¥71.68, up from ¥48.38 year-over-year.

• Comprehensive income reached ¥70,829 million, a significant increase from ¥435 million a year earlier.

Outlook and guidance

• Full-year forecast maintained: ordinary profit projected at ¥50,500 million (up 17.4% year-over-year), profit attributable to owners at ¥35,000 million (up 15.2%), and EPS at ¥80.88.

• Dividend forecast for FY2026 raised to ¥27 per share, including a ¥2 commemorative dividend for the 10th anniversary.