Katapult (KPLT) investor relations material

Mission and market focus

• Empowers consumers with flexible access to goods and financial services to meet everyday needs.

• Addresses a large, underserved nonprime consumer market with a differentiated, scaled platform.

• Serves over 7 million customers and processes more than 145 million transactions across digital, retail, and partner channels.

• Provides lease-to-own solutions, omnichannel retail offerings, and alternative financial services.

Business combination and capabilities

• Combines Aaron's, CCFI, and Katapult to create a broader consumer platform with expanded distribution and data capabilities.

• Offers a diversified portfolio including retail, leasing, and financial products tailored to nonprime consumers.

• Leverages proprietary data and technology for enhanced underwriting, personalization, and decisioning.

• Utilizes generative AI to streamline customer interactions and data collection.

Financial profile and performance

• Combined 2025 revenue projected at over $4 billion, with adjusted EBITDA exceeding $460 million.

• Demonstrates resilient earnings model with attractive unit economics and recurring revenue streams.

• FY 2025 combined net loss reduced to $29 million from $35 million in FY 2024, with adjusted EBITDA up 9%.

• Focuses on capturing synergies, investing in growth, and reducing cost of capital.