)
Edge6 Feb 2026
SharkNinja: Viral by Design
How SharkNinja built a repeatable growth engine, turning overlooked appliance categories into global brands through consumer insight and iteration.
Intercorp Financial Services
Intercorp Financial Services (IFS) investor relations material
Intercorp Financial Services Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary12 Feb, 2026
Executive summary
Achieved record net income of S/ 1,943 million in 2025, up 49% year-over-year, with ROE at 16.8% and strong performance across all business segments, especially insurance and wealth management.
Digital initiatives and engagement, including Plin and Izipay, drove customer growth, with 84% of retail clients now digital and retail primary banking customers up 11% YoY.
Financial highlights
Revenues grew 13% YoY to S/ 8,151 million; net interest and similar income at S/ 4,629 million; NIM at 5.1%.
Net income reached S/ 1,943 million, a 49% increase from the prior year; ROE at 16.8%.
Cost-to-income ratio improved to 36.8%; cost of risk at 2.3% for FY25.
Loan-to-deposit ratio at 92%; deposits accounted for over 81% of total funding.
Equity attributable to shareholders up 13.1% YoY to S/ 12,422 million.
Outlook and guidance
High single-digit loan growth expected, with focus on digital transformation, efficiency, and customer-centricity.
2026 ROE expected around 17%, with a midterm target of 18%.
NIM and risk-adjusted NIM expected to improve further in 2026 as higher-yielding loans gain relevance.
Cost-to-income ratio to be maintained around 37%.
Remaining exposure to Rutas de Lima?
How do Izipay synergies boost Interbank's float?
What is the strategy for the -0.2% commercial CoR?
What drives higher-yielding loan growth?
Quantify payment ecosystem's financial impact?
How does political risk affect 2026 outlook?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Intercorp Financial Services earnings date
Q1 202612 May, 2026
Intercorp Financial Services
Next Intercorp Financial Services earnings date
Q1 202612 May, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage