)
Edge6 Feb 2026
SharkNinja: Viral by Design
How SharkNinja built a repeatable growth engine, turning overlooked appliance categories into global brands through consumer insight and iteration.
ING Bank Slaski
ING Bank Slaski (ING) investor relations material
ING Bank Slaski Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary10 Feb, 2026
Executive summary
Retail customer base grew by 133,000 to 4.7 million; corporate clients increased by 22,000 to 594,000, both outpacing prior year growth and supported by digitalization initiatives.
Net profit for 2025 reached PLN 4,633 million, a 6% increase year-over-year, with Q4 net profit at PLN 1,372 million, up 23% quarter-over-quarter and 5% year-over-year.
The bank became the third-largest in Poland by loans and deposits, surpassing Santander, with 4.7 million retail and 594,000 corporate clients.
Mortgage portfolio expanded by PLN 8 billion to PLN 69 billion, raising market share to 14.2% from 13.5% year-over-year.
Financial highlights
Net interest income for Q4 2025 was PLN 2,295 million (+5% q/q, +2% y/y); net fee and commission income was PLN 598 million (+6% y/y).
Retail loans grew by PLN 2.1 billion (12% y/y), nearing a 5% market share; corporate loans rose by 5% (PLN 4.6 billion), mainly from investment lending to state-majority companies.
Deposits market share stable at 10.24% for retail and 9.8% for corporate; retail deposits reached PLN 136.1 billion (+8% y/y), corporate deposits PLN 97.3 billion (+5% y/y).
Interest result in Q4 was PLN 2.3 billion, up 5% quarter-over-quarter and 2% year-over-year.
Fees and commissions in 2025 increased by 3% year-over-year, with notable 29% growth in equity market fees and 38% in investment funds.
Outlook and guidance
Management intends to recommend a 75% dividend payout from 2025 profit, in line with regulatory policy.
Credit growth in 2026 is expected to outpace nominal GDP growth, supported by falling NBP rates and economic recovery.
Expectation of continued dynamic economic growth in Poland, with GDP growth forecast at 3.7% for 2026 and strong public investment as a key driver.
Inflation projected to average 1.7% in 2026, with interest rates expected to lower to 3.25%.
TCR without transitional provisions
Impact of deposit costs on NIM
What is the trend in Stage 3 loan assets?
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next ING Bank Slaski earnings date
Q1 202630 Apr, 2026
ING Bank Slaski
Next ING Bank Slaski earnings date
Q1 202630 Apr, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage