Caixa Seguridade Participações (CXSE3) investor relations material

Executive summary

• Net income reached BRL 1,160.0 million in Q2 2026, up 12.8% year-over-year, with managerial net income at BRL 1.14 billion and ROE at a record 70.9%.

• Operating revenues grew to BRL 1,519.1 million in Q2 2026, up 11.0% year-over-year, with equity income and commissioning as main contributors.

• Dividend payout of BRL 1.05 billion was approved, representing 92% of managerial net income.

• Recognized as the 5th strongest brand in Brazil and awarded the GHG Protocol Gold Seal for sustainability.

• Achieved consistent growth and expanded market presence, reinforcing the strength of the business model and partnerships.

Financial highlights

• Operating revenues reached BRL 1,519.1 million in Q2 2026 (+11.0% YoY); equity income contributed 59.5%, and commissioning 40.5%.

• Written premiums in insurance business totaled BRL 2,490.7 million in Q2 2026 (+4.6% YoY), with mortgage insurance up 14% and home insurance up 18.2%.

• Private pension contributions reached BRL 6.7 billion in Q2 2026 (+17.7% YoY); reserves rose to BRL 214.4 billion (+16.1% YoY).

• Premium bonds funds raised hit BRL 545.6 million in Q2 2026 (+24.9% YoY); reserves grew 31.8% to BRL 3.77 billion.

• Credit letters portfolio grew 34.5% year-over-year to BRL 53.6 billion.

Outlook and guidance

• Management expects continued growth in operational revenues and net income, supported by strong performance in key investees and commission segments.

• Focus on expanding mortgage and home insurance, private pension, and premium bonds, leveraging digital channels and new product launches.

• No significant change expected in private pension capture levels for the next year.

• Ongoing monitoring of macroeconomic and regulatory changes, including tax reform and sustainability standards.

• Strategy emphasizes bundled products and monthly payment models to drive recurring revenue.