Sundaram Finance (SUNDARMFIN) Q1 26/27 earnings summary

Executive summary

• Assets under management (AUM) grew 17% year-over-year to ₹62,275 crore as of June 30, 2026, driven by robust disbursement growth and strong auto sector volumes.

• Profit after tax increased 22% year-over-year to ₹522 crore in Q1FY27, supported by improved asset quality and cost management.

• Net interest income rose 19% year-over-year to ₹925 crore in Q1FY27.

• Unaudited standalone and consolidated financial results for the quarter ended 30 June 2026 were approved by the Board and reviewed by auditors, with no material misstatements identified.

Financial highlights

• Disbursements in Q1FY27 were ₹8,947 crore, up 22% from ₹7,310 crore in Q1FY26.

• Standalone total income for Q1 FY27 was ₹2,085.80 crore, up from ₹1,886.09 crore in Q1 FY26.

• Consolidated total income for Q1 FY27 was ₹2,653.34 crore, up from ₹2,353.10 crore in Q1 FY26.

• Standalone PAT for Q1 FY27 was ₹521.61 crore, up from ₹428.72 crore in Q1 FY26.

• Consolidated PAT for Q1 FY27 was ₹636.19 crore, up from ₹475.21 crore in Q1 FY26.

Outlook and guidance

• Strong origination opportunities expected to continue, supported by robust demand in key vehicle categories and improved economic activity.

• Prudent focus on asset class and customer segment mix to optimize margins and maintain asset quality.

• Continued focus on asset financing and maintaining strong capital adequacy.