Remitly Global (RELY) Goldman Sachs Communacopia + Technology Conference 2026 summary

Leadership insights and strategic priorities

• New CEO focused on diversifying revenue streams, leveraging a global network, and expanding into business and card offerings.

• Aggressive adoption of AI has accelerated product launches, improved operational efficiency, and contributed to margin expansion.

• Continued expansion of global reach through new licenses and corridor launches, including recent entries into UAE and Japan.

Market trends and digital transformation

• The shift from cash to digital remittances is ongoing, with significant runway remaining as different countries transition at varying speeds.

• Digital-first approach and robust compliance infrastructure position the company to benefit from global digital adoption.

Financial performance and margin outlook

• Strong first-half results driven by high-value senders, with some temporary headwinds from Indian regulatory changes expected to subside.

• Raised full-year EBITDA margin guidance to 20–21%, reflecting disciplined investment and AI-driven efficiencies.

• Focus remains on balancing growth, profitability, and investment, with marketing set to increase in the second half.