Patriot National Bancorp (PNBK) Q4 2025 earnings summary
Event summary combining transcript, slides, and related documents.
Q4 2025 earnings summary
18 Jun, 2026Executive summary
Achieved strong asset growth and improved credit quality, leading to higher earnings in Q4 2025.
Net income rose to $1.27 million for the quarter, driven by balance sheet expansion and lower deposit costs.
Financial highlights
Net income for Q4 2025 was $1,271k, up from $460k in Q3 2025.
Total revenue increased to $9,824k in Q4 2025, compared to $7,660k in Q3 2025.
Total assets grew 14% quarter-over-quarter, reaching $1,088,830k.
Deposits increased to $977,560k, up $132,463k from Q3 2025.
Loans rose to $617,075k, with an average yield maintained at 5.77%.
Outlook and guidance
Forward-looking statements highlight risks from interest rate changes, regulatory shifts, economic conditions, and competition.
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