NICE Information Service (030190) Q1 2025 earnings summary

Executive summary

• Achieved consolidated revenue of KRW 142.2B, operating profit of KRW 25.0B, and net income of KRW 19.5B in 2025 1Q, reflecting solid growth across core business segments.

• Maintained market leadership as Korea's top credit bureau, expanding into digital, evaluation, and international business fields.

• Continued diversification with new growth engines in AI-driven credit scoring, MyData, and capital market information services.

Financial highlights

• 2025 1Q revenue rose 15.8% year-over-year but declined 3.1% sequentially; operating profit up 43.7% year-over-year and 10.1% quarter-over-quarter.

• Net income for 1Q 2025 was KRW 19.5B, up 8.9% year-over-year but down 6.3% sequentially.

• Operating margin improved to 17.6% in 1Q 2025, up 3.4 percentage points year-over-year.

Outlook and guidance

• Focus on expanding MyData and loan intermediary systems, AI-powered credit evaluation, and new information services.

• Plans to drive external growth through international expansion, especially in ASEAN markets, and new business models.