IntegraFin Holdings (IHP) Q3 2026 TU earnings summary

Executive summary

• Funds under direction (FUD) reached £85.5bn at Q3 FY26, up 23% year-over-year, driven by strong net inflows and positive equity market momentum.

• Net inflows for Q3 FY26 were £1.0bn, marking the sixth consecutive quarter above £1bn, despite a slight decrease from £1.2bn in Q3 FY25.

• Gross inflows rose 5% year-over-year to £2.6bn in Q3 FY26.

• Platform client numbers increased by over 2,000 during the quarter, reaching 256,796.

• Average daily FUD for Q3 FY26 was a record £82.8bn, up 24% year-over-year.

Financial highlights

• Closing FUD at 30 June 2026 was £85.5bn, compared to £69.5bn at 30 June 2025.

• Net flows for Q3 FY26 were £1,007m, compared to £1,211m in Q3 FY25.

• Market and other movements contributed £6,731m in Q3 FY26, up from £2,430m in Q3 FY25.

• Year-to-date net flows were £3,369m, nearly flat versus £3,340m for the same period last year.

Outlook and guidance

• The platform is positioned to maintain strong net inflows, supported by distinctive product offerings and digital enhancements.

• Cost guidance reiterated: underlying administrative expense growth expected to slow to ~3% in FY26 and FY27, with savings realized more in H2 FY26.

• Profit growth and margin enhancement anticipated due to recurring revenue growth and cost management initiatives.