Health In Tech (HIT) Registration filing summary

Company overview and business model

• Operates an AI-enabled insurance technology platform streamlining healthcare insurance processes through vertical integration, process simplification, and automation.

• Provides a digital marketplace for self-funded benefits plans and stop-loss insurance, enabling brokers to obtain bindable quotes in about two minutes.

• Offers customizable health benefits plans, vendor, claims, and network services for brokers and businesses.

• Founded in 2021, with headquarters in Florida and several wholly owned subsidiaries.

• Identified as both an emerging growth company and a smaller reporting company, benefiting from reduced disclosure and compliance requirements.

Financial performance and metrics

• No revenue generated from the HI Card platform in fiscal year ended December 31, 2025; development of HI Card is paused and planned to resume in 2026.

• Audited consolidated financial statements for 2025 and 2024 received an unqualified opinion from MaloneBailey LLP.

Use of proceeds and capital allocation

• Net proceeds from securities sales will be used for general corporate purposes, including working capital, capital expenditures, R&D, and acquisitions.

• Management retains broad discretion over allocation of proceeds, which may vary based on business needs and market conditions.