Hachijuni Nagano Bank (8359) Q4 2026 earnings summary

Executive summary

• Ordinary income rose 20.1% year-over-year to ¥305.4 billion, driven by higher interest and other ordinary income.

• Ordinary profit increased 27.7% year-over-year to ¥81.5 billion; profit attributable to owners of parent grew 34.5% to ¥64.6 billion.

• A merger with The Nagano Bank, effective January 1, 2026, contributed a ¥5.7 billion gain on extinguishment of tie-in shares.

Financial highlights

• Total assets at March 31, 2026, were ¥13,554.5 billion, up ¥39.1 billion from the prior year.

• Net assets increased by ¥188.5 billion to ¥1,156.2 billion, mainly from higher accumulated other comprehensive income.

• Loans and bills discounted rose by ¥250.3 billion to ¥6,711.9 billion; deposits increased slightly to ¥9,552.0 billion.

• Basic earnings per share were ¥141.18, up from ¥101.23 year-over-year.

• Capital adequacy ratio improved to 8.4% from 7.1% year-over-year.

Outlook and guidance

• For the year ending March 31, 2027, consolidated ordinary profit is forecast to rise 30.0% to ¥106.0 billion; profit attributable to owners of parent is projected to increase 13.0% to ¥73.0 billion.

• Basic earnings per share forecast for FY2027 is ¥160.60.