Deutsche Bank (DBK) Client & Creditor Overview presentation summary
Event summary combining transcript, slides, and related documents.
Client & Creditor Overview presentation summary
25 Sep, 2026Strategic positioning and business model
Operates as a leading global bank with four complementary businesses: Corporate Bank, Private Bank, Investment Bank, and Asset Management, serving clients worldwide since 1870.
Offers a broad suite of products including daily banking, wealth advisory, lending, investment, insurance, capital markets, payments, and risk management solutions.
Maintains a global network with local expertise, leveraging digital channels and personal advice.
Assets under management total approximately €1.9tn, with €491bn in loans and €698bn in deposits as of Q2 2026.
Financial performance and profitability
Achieved record H1 2026 profit of €4.1bn, with revenues of €17.2bn and a return on tangible equity (ROTE) of 11.9%.
All divisions delivered ROTE of 12% or higher in H1 2026, with notable growth in Private Bank and Asset Management.
Tangible book value per share increased to €31.20 in Q2 2026, reflecting improved profitability.
Cost/income ratio at 60.9%, with a target of below 60% by FY 2028.
Capital, liquidity, and risk management
CET1 ratio stands at 13.9%, within the operating range of 13.5-14.0%.
Maintains €117bn in total loss-absorbing capacity, significantly above regulatory requirements.
Liquidity coverage ratio at 140% and net stable funding ratio at 119% as of Q2 2026.
Provision for credit losses remains controlled, with a normalized run rate of ~30bps and strong portfolio quality.
Latest events from Deutsche Bank
- Strong asset growth, cost control, and AI-driven efficiency support confidence in exceeding 13% RoTE.DBK
Bank of America 31th Annual Financials CEO Conference - Record H1 profit, strong capital, and robust segment growth support 2026 targets.DBK
Q2 2026 Fixed Income - Record H1 2026 profit, strong revenue growth, and €500m buyback support positive outlook.DBK
Q2 2026 Pre recorded - Record H1 profit, strong revenue growth, and €500m buyback highlight robust 2026 outlook.DBK
Q2 2026 - Record profits, efficiency gains, and strong capital returns highlight a standout 2025.DBK
Q4 2025 - Targets RoTE above 13%, <60% CIR, and 60% payout ratio by 2028, focusing on scalable growth.DBK
Investor Day 2025 - Profit before tax rose 64% year-over-year, with all segments delivering double-digit growth.DBK
Q3 2025 - Q3 2024 profit and capital surged, driven by provision releases and strong segment results.DBK
Q3 2024 - Profit up 34% with strong revenue, capital, and efficiency; outlook remains positive.DBK
Q1 2025 Fixed Income