Arrow Financial (AROW) Proxy filing summary

Voting matters and shareholder proposals

• Four individuals nominated as Class A directors for three-year terms, with board recommending approval.

• Advisory vote on 2025 executive compensation (Say-on-Pay) recommended for approval.

• Ratification of Crowe LLP as independent auditor for fiscal year ending December 31, 2026, recommended for approval.

• Provision to transact other business that may arise at the 2026 Annual Meeting or any adjournment.

Board of directors and corporate governance

• Board proposes election of four Class A directors, each to serve until successors are elected and qualified.

Executive compensation and say-on-pay

• Advisory resolution on 2025 executive compensation presented for shareholder approval.