AmeriTrust Financial Technologies (AMT) Q1 2026 earnings summary

Executive summary

• Revenue for Q1 2026 rose 36% sequentially from Q4 2025 and 19% year-over-year from Q1 2025.

• Lease originations and AmeriTrust Auto remarketing operations commenced in Q1 2026, outperforming internal expectations.

• The company expanded its dealer network, adding 151 new dealers and hiring five dealer representatives.

Financial highlights

• Cash on hand at March 31, 2026, was $35.85M, down from $36.97M at December 31, 2025.

• Working capital at quarter-end was $29.36M, compared to $30.42M at the end of 2025.

• Q1 2026 revenue was $547,604; gross profit was $265,424; net loss was $4,001,587; adjusted EBITDA loss was $2,726,806.

• Adjusted EBITDA loss increased year-over-year due to higher operating expenses from lease origination restart.

Outlook and guidance

• Lease originations in April nearly matched the entire Q1 total, indicating strong momentum into Q2.

• The company anticipates higher closing ratios and stronger originations as operations scale.

• Plans to expand AmeriTrust Auto remarketing operations and pursue ancillary product sales.