Amerant Bancorp (AMTB) Registration filing summary

Company overview and business model

• Headquartered in Coral Gables, FL, with $9.9B in assets, $6.6B in loans, $7.9B in deposits, and $3.4B in AUM as of March 31, 2026.

• Offers deposit, credit, investment, wealth management, retail banking, mortgage, and fiduciary services to U.S. and select international clients.

• Operates 23 banking centers, primarily in South Florida and Tampa, with recent expansions and regulatory approval for new locations.

• Amerant Investments provides brokerage and investment services; winding down Cayman Bank and Amerant Mortgage operations.

Financial performance and metrics

• $913.9M in shareholders' equity as of March 31, 2026.

• Financial statements for 2025 and Q1 2026 are incorporated by reference, audited by RSM US LLP.

Use of proceeds and capital allocation

• Net proceeds from securities sales will be used for general corporate purposes unless otherwise specified.