AEON Financial Service (8570) Q1 2027 earnings summary

Executive summary

• Operating revenue for Q1 FY2026 was ¥153,881 million, up 12.7% year-over-year, with operating profit at ¥17,486 million (up 34.5%) and net profit attributable to owners at ¥8,966 million (up 105.8%).

• Growth was driven by expanded financial services, digital initiatives, and strengthened management through business portfolio review and organizational streamlining.

• The company absorbed AFS Corporation and upgraded its core credit card system, enhancing group governance and operational efficiency.

Financial highlights

• Operating revenue increased by ¥17,325 million year-over-year; operating profit rose by ¥4,488 million; net profit attributable to owners increased by ¥4,608 million.

• Basic and diluted EPS for Q1 FY2026 were ¥41.53, up from ¥20.19 in Q1 FY2025.

• Comprehensive income for Q1 FY2026 was ¥1,498 million, compared to a loss of ¥6,670 million in Q1 FY2025.

Outlook and guidance

• FY2027 forecast: operating revenue ¥600,000 million (+5.4% YoY), operating profit ¥45,000 million (–25.8% YoY), net profit attributable to owners ¥15,000 million (–28.9% YoY), EPS ¥69.48.

• No changes to previously announced earnings forecasts.