Trøndelag Sparebank
Logotype for Trøndelag Sparebank

Trøndelag Sparebank (TRSB) investor relations material

Trøndelag Sparebank Q4 2025 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Trøndelag Sparebank
Q4 2025 earnings summary13 Feb, 2026

Executive summary

  • Total assets surpassed NOK 10 billion, reflecting solid growth and strengthened results following the merger of Åfjord Sparebank and Hemne Sparebank, and listing on Euronext Oslo Børs in December 2024.

  • Expanded service offering includes banking, real estate, accounting, insurance, and leasing through strategic acquisitions and partnerships.

  • BBB+ rating from Nordic Credit Rating.

Financial highlights

  • Pre-tax profit improved by NOK 9.0 million year-over-year, reaching NOK 91.4 million for 2025.

  • Result after tax increased to NOK 74.1 million (NOK 67.0 million in 2024).

  • Net interest income stable at NOK 208.0 million (NOK 207.6 million in 2024), with a net interest margin of 2.12%.

  • Net commission and subsidiary income totaled NOK 134.1 million, up from NOK 123.2 million.

  • Total assets reached NOK 11.6 billion at year-end 2025.

Outlook and guidance

  • Focus on sustainable and controlled growth, especially in the business market, with a 2026 growth target of 5%.

  • Positive outlook after the merger and capital requirement relief, with prioritization of synergies and efficiency between group companies.

  • Continued investment in risk management, compliance, and digitalization to meet regulatory demands.

Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.

Next Trøndelag Sparebank earnings date

Logotype for Trøndelag Sparebank
Q1 202613 May, 2026
Trøndelag Sparebank
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Trøndelag Sparebank earnings date

Logotype for Trøndelag Sparebank
Q1 202613 May, 2026

The essential earnings season companion

The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Trøndelag Sparebank is a regional savings bank providing financial services to individuals, businesses, and organizations. The bank offers a range of banking products, including personal and corporate loans, mortgages, savings accounts, insurance, and investment solutions. Trøndelag Sparebank serves communities primarily in central Norway. The company is headquartered in Trondheim, Norway, and its shares are listed on the Euronext Oslo.

Quartr provides global coverage of all investor relation material from public companies.

  • Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.

  • Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.

  • Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.

Yes, the Quartr mobile app is free on both iOS and Android.

Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.

Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.

Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.

Explore our global coverage