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Solera National Bancorp (SLRK) investor relations material
Solera National Bancorp Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Reported Q2 2026 net income of $6.6 million, or $1.54 per share, with pre-tax and pre-provision income of $9.7 million.
Pre-tax pre-provision pre-legal income rose 18% year-over-year to $10.3 million.
Financial highlights
Total interest income reached $23.8 million, up 34% from Q2 2025.
Tangible book value per share increased 30% year-over-year to $27.91.
Return on assets was 1.68%; return on equity was 23.14%.
Efficiency ratio improved to 46.04%.
Key financial ratios and metrics
Net interest margin and cost of funds were reported but specific values not detailed in the summary.
Allowance for loan losses to gross traditional loans and criticized assets to total assets were tracked.
- Record earnings and strong growth in core metrics highlight robust Q1 2026 performance.SLRK
Q1 2026 - Record Q4 2025 with 31% income growth and strong returns positions for a robust 2026.SLRK
Q4 2025 - Record Q3 net income and robust digital banking growth drive strong financial performance.SLRK
Q3 2025 - Record quarterly net income and robust growth in key profitability metrics.SLRK
Q2 2025 - Record net income and efficiency gains, with improved capital and asset quality metrics.SLRK
Q3 2024 - Q2 net income up 16%, ROE at 20.4%, and ranked #3 best-performing bank under $2B assets.SLRK
Q2 2024 - Net income surged 54% to $4.6M, with improved margins and capital ratios.SLRK
Q1 2025 - Q4 2024 net income hit $5.3M, with robust growth and improved efficiency metrics.SLRK
Q4 2024
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