)
ServisFirst Bancshares (SFBS) investor relations material
ServisFirst Bancshares Investor presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Company overview and growth
Achieved 24% CAGR in organic asset growth since 2005, reaching $17.6 billion in assets and $1.8 billion in equity as of September 30, 2025.
Maintained profitability every quarter since inception, with a 16% CAGR in net income for common and 15% CAGR in diluted EPS over the past decade.
Tangible book value has grown at a 17% CAGR, and stock price increased over 5,000% since 2005.
Dividend has increased annually since IPO in 2014.
Expanded to 33 branches across the Southeast, with a focus on metropolitan markets.
Business model and strategy
Operates a simple, scalable, and decentralized model focused on loans and deposits, with limited branch footprint and strong use of technology.
Regional CEOs drive revenue and are empowered for local decision-making, supported by centralized risk management.
Targets mid-market commercial clients, professionals, and affluent consumers, emphasizing C&I and owner-occupied CRE lending.
Growth strategy centers on hiring top bankers in attractive markets and opportunistic expansion in the South.
Financial performance and efficiency
Maintains a core efficiency ratio of 34.56% and a net interest margin of 3.04% as of September 30, 2025.
Adjusted ROAA at 1.52% and adjusted ROAE at 15.85% for the nine months ended September 30, 2025.
Consistent earnings growth, with net income available to common stockholders reaching $190.2 million for the period.
Loan portfolio reached $13.3 billion, with $706 million YTD growth, and deposit base at $17.6 billion.
Next ServisFirst Bancshares earnings date
Next ServisFirst Bancshares earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)