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PT Super Bank Indonesia (SUPA) investor relations material
PT Super Bank Indonesia Company Presentation summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Company Presentation summary18 Nov, 2025
Strategic evolution and ecosystem integration
Transitioned from PT Bank Fama International to a digital-first bank, rebranding as Superbank and integrating with Grab and OVO ecosystems, driving rapid customer acquisition and product innovation.
Backed by major shareholders including Emtek, Grab, Singtel, and KakaoBank, leveraging extensive multi-ecosystem networks for seamless platform integration and synergies.
Achieved over 4 million customers by 1H25, with continuous product launches and ecosystem collaborations fueling growth.
Recognized with over 10 industry awards for digital innovation, customer service, compliance, and product excellence.
Product innovation and user growth
Offers a suite of digital savings products: Main Savings, Saku (goal-based mini-accounts), Term Deposits, and Celengan (micro-savings), with interest rates up to 10% p.a.
Launched Pinjaman Atur Sendiri (PAS), a fully digital, customizable unsecured loan with transparent terms and rapid approval.
Deep integration with Grab and OVO enables seamless onboarding, direct debit, and same-day settlements for merchants, enhancing user and merchant engagement.
Cross-platform promotions and embedded banking features drive adoption and engagement across partner ecosystems.
Technology and operational excellence
Operates as a tech-first bank with ~50% of staff in engineering, data science, and product roles; fully cloud-based infrastructure and frequent product deployments.
Implements robust cybersecurity frameworks and cost optimization strategies, maintaining high uptime and operational efficiency.
Data-driven underwriting and AI-powered credit scoring enhance risk management and customer experience.
PAS loan quality via AI underwriting
High-yield deposit strategy sustainability
CAR reduction to 74.7% in 1H25: drivers?
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Next PT Super Bank Indonesia earnings date
Q4 202517 Mar, 2026
Next PT Super Bank Indonesia earnings date
Q4 202517 Mar, 2026
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