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PT Super Bank Indonesia
PT Super Bank Indonesia (SUPA) investor relations material
PT Super Bank Indonesia Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q4 2025 earnings summary11 Mar, 2026
Executive summary
Audited financial statements for the year ended 31 December 2025 received an unqualified opinion from KPMG, confirming fair presentation in accordance with Indonesian Financial Accounting Standards.
The Bank completed an IPO in December 2025, raising Rp 2.73 trillion and listing 4.4 billion new shares, increasing capital and share premium.
Net profit for 2025 reached Rp 99.7 billion, a turnaround from a net loss of Rp 366.4 billion in 2024.
Financial highlights
Total assets grew to Rp 21.3 trillion as of 31 December 2025, up from Rp 11.4 trillion at year-end 2024.
Loans receivable (net) increased to Rp 9.2 trillion from Rp 6.1 trillion, with retail and MSME loans comprising 41.6% of the portfolio.
Customer deposits rose to Rp 11.8 trillion, compared to Rp 4.9 trillion in 2024.
Net interest income surged to Rp 1.58 trillion (2024: Rp 606.8 billion).
Operating expenses increased to Rp 1.47 trillion (2024: Rp 1.03 trillion), mainly due to higher general/admin and personnel costs.
Allowance for impairment losses on loans stood at Rp 418.7 billion.
Basic and diluted EPS for 2025 was Rp 3.3, compared to a loss per share of Rp 13.0 in 2024.
Outlook and guidance
The Bank is positioned for further growth following the IPO, with strengthened capital and a focus on digital and non-legacy business expansion.
Management continues to monitor macroeconomic variables and credit risk, applying forward-looking ECL models.
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Latest events from PT Super Bank Indonesia
- Digital-first strategy, ecosystem integration, and innovation fuel rapid growth and profitability.SUPA
Company Presentation17 Dec 2025 - Digital customer base, deposits, and loans surged, with improved asset quality and strong capital.SUPAQ4 202417 Dec 2025
- Strong Q2 2024 growth in assets, loans, and funding, fueled by digital and ecosystem synergy.SUPAQ2 202417 Dec 2025
- Triple-digit growth in funds, loans, and income, with robust capital and digital expansion.SUPAQ3 202417 Dec 2025
- Q1 2025 saw net profit, 145% loan growth, and a robust CAR of 74.83%.SUPAQ1 202517 Dec 2025
- Profitability and 4 million customers achieved in one year, driven by digital innovation.SUPAQ2 202517 Dec 2025
- Q3 2025 profit before tax hit Rp80.9B, fueled by 176% YoY net interest income growth and 5M customers.SUPAQ3 202517 Dec 2025
Next PT Super Bank Indonesia earnings date
Q1 202620 Apr, 2026
PT Super Bank Indonesia
Next PT Super Bank Indonesia earnings date
Q1 202620 Apr, 2026
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