)
Nawi Group (NAWI) investor relations material
Nawi Group Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Provided non-bank business credit, mainly for residential real estate, with 73% of the portfolio secured by collateral.
Achieved significant growth in credit portfolio, reaching ₪5.25 billion at year-end 2025, up from ₪3.94 billion in 2024.
Net profit for 2025 was ₪235.6 million, a 50.2% increase year-over-year.
Maintained a strong equity base of ₪1.015 billion, representing 19% of total assets.
Distributed dividends totaling ₪101 million in 2025, about 43% of net profit.
Financial highlights
Total revenues for 2025 were ₪459.1 million, up 22.4% from 2024.
Net interest income was ₪267.2 million, 58.2% of revenues.
Net profit margin improved, with net profit at ₪235.6 million versus ₪156.8 million in 2024.
Dividend yield for the year was 6.42%.
Return on equity reached 25.84%.
Outlook and guidance
Plans to expand the credit portfolio to ₪5.6 billion in 2026 and ₪6.4 billion in 2027.
Targeting equity of ₪1.13 billion in 2026 and ₪1.28 billion in 2027.
Focus on maintaining a low-risk profile, strong governance, and continued dividend distributions.
- Q1 2025 net profit rose 25% with record equity and strong growth in secured real estate lending.NAWI
Q3 202527 Nov 2025 - Revenue up 22% and net profit up 9.1% year-over-year, with a ₪4.81B credit portfolio.NAWI
Q2 202519 Sep 2025 - Net income up 2% and loan book growth highlight resilience amid uncertainty.NAWI
Q3 202413 Jun 2025 - Net profit rose 4% in H1 2024, with strong equity and prudent risk controls.NAWI
Q2 202413 Jun 2025 - Q1 2025 net income up 25% and revenue up 23.7%, led by secured real estate lending.NAWI
Q1 20256 Jun 2025 - 2024 net income rose 9.9% to ₪157M, with 78% of the ₪3.94B portfolio secured.NAWI
Q4 20245 Jun 2025
Next Nawi Group earnings date
Next Nawi Group earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Explore our global coverage
)
)