)
Edge14 Aug 2026
Deutsche Qualität: The Story of Birkenstock
From an 18th-century German shoemaker to a global footwear brand, how Birkenstock turned an orthopedic insole into the world's most popular sandal.
MELHUS SPAREBANK
MELHUS SPAREBANK (MELG) investor relations material
MELHUS SPAREBANK Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary13 Aug, 2026
Executive summary
Result after tax for Q2 2026 was 68.1 MNOK, down from 76.6 MNOK in Q2 2025, mainly due to lower net interest income and reduced commission from Eika Boligkreditt.
Strong lending growth in the retail segment (8.5% YoY), while the corporate portfolio declined slightly.
Deposit growth was robust at 8.17% YoY, with a deposit coverage ratio of 85.34%.
Financial highlights
Net interest income for Q2 2026 was 117.7 MNOK, down from 127.8 MNOK in Q2 2025.
Cost/income ratio increased to 48.8% from 43.1% YoY.
Loan losses and impairments were 1.4 MNOK, a decrease of 5.0 MNOK YoY.
Return on equity after tax was 8.05% (down from 9.88% YoY).
Earnings per equity certificate: 6.69 NOK (Q2 2025: 8.03 NOK).
Outlook and guidance
Long-term targets remain: ROE above 10%, credit growth 6–8%, cost/income below 45%.
ROE and cost ratio are under pressure due to competition and margin compression.
The bank expects continued solid growth and profitability, supported by a strong regional market.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from MELHUS SPAREBANK
- Q1 2026 net profit fell to 27.1 MNOK, with CET1 ratio up to 21.42% and loan growth at 6.66%.MELG
Q1 2026 - Solid lending and deposit growth, stable profit, and strong capital ratios for 2025.MELGQ4 2025
- Net profit, lending, and capital ratios improved, with strong growth and stable risk.MELGQ3 2025
- Net profit rose 13% to NOK 76.6m, with ROE at 10.51% and strong lending growth.MELGQ2 2025
- Net profit reached NOK 96.8 million, with strong capital and stable margins despite higher costs.MELGQ3 2024
- Underlying profit improved, capital ratios strong, and lending momentum is recovering.MELGQ2 2024
- Net profit rose to NOK 28.5m and CET1 ratio reached 17.98% in Q1 2025.MELGQ1 2025
- Q4 2024 net income up to NOK 139.5m, with robust capital and positive 2025 outlook.MELGQ4 2024
Next MELHUS SPAREBANK earnings date
Q3 202612 Nov, 2026
MELHUS SPAREBANK
Next MELHUS SPAREBANK earnings date
Q3 202612 Nov, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Explore our global coverage