)
Edge31 Oct 2025
Rolls-Royce: Full Thrust Ahead
From century-old crafted perfection to pandemic shock and reset, Rolls-Royce's story is shaped by heritage, turbulence, and a disciplined climb back.
Meezan Bank (MEBL) investor relations material
Meezan Bank Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary24 Oct, 2025
Executive summary
Profit after tax for 9M'25 was Rs 67.2 billion, a 13% decline year-over-year due to lower policy rates, implementation of minimum deposit rates on Islamic banks, and higher taxes.
Basic EPS for 9M'25 was Rs 37.42, down from Rs 43.00 year-over-year; ROE at 34.6% and ROA at 2.2%.
Total assets grew 25% year-over-year to Rs 4.24 trillion, led by a 34% increase in investments.
Deposits rose 23% to Rs 3.18 trillion, with CASA deposits up 28% year-over-year and a CASA mix of 94%.
Interim cash dividend of Rs 7.00 per share for Q3, totaling Rs 21.00 per share for the nine months.
Financial highlights
Net spread earned declined 12% year-over-year to Rs 188.2 billion.
Fee, commission, and other income increased 42% to Rs 25.8 billion.
Operating expenses decreased 6% year-over-year to Rs 62.7 billion.
Gross financings dropped 25% from Dec-24 to Rs 1.17 trillion; investments rose 34% to Rs 2.51 trillion.
NPL/NPF ratio increased to 2.63% from 1.62% in Dec-24; NPL coverage ratio at 146%.
Outlook and guidance
Focus on supporting economic growth and financial stability through Islamic banking leadership.
Strategic emphasis on core deposit growth, digital transformation, and compliance with Shariah directives.
Return on equity for 9M'25 was 34.6%, down from 49.4% in Dec-24.
Capital adequacy ratio improved to 23.36% from 20.35% in Dec-24.
Challenges include lower policy rates, minimum deposit rate implementation, and high tax environment.
Quantify policy rate impact on net spread.
Reason for financing decline and investment growth.
IFRS 9 impact on 2024 PAT and EPS restatement.
Partial view of Summaries dataset, powered by Quartr API
Research faster. Power your platform.
Next Meezan Bank earnings date
Q4 202518 Feb, 2026
Next Meezan Bank earnings date
Q4 202518 Feb, 2026
The essential earnings season companion
The #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Quartr provides global coverage of all investor relation material from public companies.
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Yes, the Quartr mobile app is free on both iOS and Android.
Yes. Quartr provides global, industry-leading live coverage of company events such as regular earnings calls, capital markets days, M&A announcements, and investor conferences. Live with zero delays. Just click and listen.
Yes, capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Yes. Follow the companies that matter to you. Get a personalized feed with real-time updates, a tailored earnings calendar, and instant alerts when earnings calls go live.
Yes. Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned, regardless of who's talking.
Explore our global coverage