)
Lloyds Banking Group (LLOY) investor relations material
Lloyds Banking Group AGM 2026 summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Opening remarks and agenda
Chair welcomed shareholders in person and online, highlighting the group's broad shareholder base and historical roots.
Outlined the meeting structure: board updates, performance review, Q&A, and voting on resolutions.
Financial performance review
Statutory profit after tax for 2025 was GBP 4.8 billion, with a 15% increase in ordinary dividend per share to GBP 0.0365.
Announced a share buyback of up to GBP 1.75 billion to be completed by end of 2026.
Net income for Q1 2026 was GBP 4.8 billion, up 9% year-on-year; operating costs down 3%.
Underlying lending increased by over GBP 22 billion to GBP 481 billion; customer deposits grew by GBP 14 billion to nearly GBP 500 billion.
CET1 capital ratio stands at 13.4%, with capital generation of 41 basis points year-to-date.
Board and executive committee updates
Chris Vogelzang joined as non-executive director and member of the Responsible Business and Board Risk Committees.
Scott Wheway stepped down from the board and as Chair of Scottish Widows Group.
- Strong Q1 2026 results with higher income, improved margins, and robust capital generation.LLOY
Q1 202629 Apr 2026 - Strong 2025 growth, higher dividends, and upgraded 2026 targets for returns and efficiency.LLOY
Q4 202511 Apr 2026 - 2025 saw strong growth, higher dividends, and accelerated digital transformation.LLOY
Investor presentation26 Mar 2026 - Strong digital growth, capital generation, and efficiency drive a positive outlook.LLOY
Morgan Stanley European Financials Conference 202617 Mar 2026 - Targeting £0.3bn revenue growth by 2026 via digitalisation, diversification, and sector focus.LLOY
Strategy Update3 Feb 2026 - Strong H1 2024 results, £2.4bn profit, higher dividend, and reaffirmed guidance.LLOY
Q2 20243 Feb 2026 - Resilient UK macro, strong margins, and disciplined costs drive improved profitability outlook.LLOY
Goldman Sachs 28th Annual European Financials conference1 Feb 2026 - NII and margins set to recover as structural hedge and OOI drive growth amid strong asset quality.LLOY
Barclays 22nd Annual Global Financial Services Conference21 Jan 2026 - Stable growth, rising margins, and revenue diversification drive strong returns outlook.LLOY
29th Annual Financials CEO Conference20 Jan 2026
Next Lloyds Banking Group earnings date
Next Lloyds Banking Group earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Explore our global coverage
)
)