Life Insurance Corporation of India
Logotype for Life Insurance Corporation of India

Life Insurance Corporation of India (LICI) investor relations material

Life Insurance Corporation of India Q1 26/27 earnings summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
Logotype for Life Insurance Corporation of India
Q1 26/27 earnings summary6 Aug, 2026

Executive summary

  • Market share by first-year premium income stood at 60.10% for Q1 FY27, down from 63.51% in Q1 FY26, maintaining leadership in both individual and group segments.

  • Total premium income grew 6.75% year-over-year to ₹1,27,250 crore.

  • Profit after tax rose 22.81% year-over-year to ₹13,492 crore.

  • Value of New Business (VNB) margin improved by 750 bps to 22.9%; VNB grew 61.32% year-over-year to ₹3,136 crore.

  • Assets under management (AUM) increased 4.10% year-over-year to ₹59,39,384 crore.

Financial highlights

  • Individual new business premium income grew 14.48% year-over-year to ₹14,351 crore.

  • Group business premium income rose 8.61% year-over-year to ₹51,834 crore.

  • Annualized Premium Equivalent (APE) increased 8.22% to ₹13,692 crore.

  • Non-par share of individual APE increased to 32.49% from 30.34% year-over-year.

  • Weighted received premium (individual) up 18.01% to ₹8,053 crore.

Outlook and guidance

  • Management expects continued improvement in VNB margin and profitability, focusing on value-accretive business lines, digital and agency transformation, and operational efficiency.

  • Non-par growth is expected to continue, with ULIP recovery dependent on market conditions.

  • No formal guidance provided, but margins are expected to improve further from Q1 levels.

  • Focus on profitability, market share retention, and human resource alignment with emerging market needs.

  • The company aims to maintain strong VNB growth and margin expansion through innovative product launches and distribution strategies.

Explain the 7.5% Net VNB Margin expansion
Bima Sakhi Yojana contribution to rural NBP
Drivers of the 3.41% premium market share drop
Status of LIC's Ind AS adoption forbearance
Replenishment of excess management expenses
Impact of the 2026 bonus issue on share capital
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.
Research faster. Power your platform.

Next Life Insurance Corporation of India earnings date

Logotype for Life Insurance Corporation of India
Q2 26/276 Nov, 2026
Life Insurance Corporation of India
Your earnings 
season toolkit.
Download
Free on both iOS & Android.

Next Life Insurance Corporation of India earnings date

Logotype for Life Insurance Corporation of India
Q2 26/276 Nov, 2026

The essential earnings season companion

The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.

Live calls and transcripts

Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.

Find what you need faster

Search for any keyword across all transcripts simultaneously.

Easily store key findings

Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.

Your watchlist. Your dashboard.

Follow the companies that matter to you. Get a personalized feed with real-time updates.

Be the first to know

Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.

Consensus estimates

Access analyst consensus estimates, valuation multiples, and revenue segments splits.

All IR material in one place

The easiest way to stay updated during earnings season.

Global coverage

All events from public companies. Live and recorded.

Just click and listen

No webcast links. No manual registrations.

Research anytime, anywhere

Built for professionals. Loved by everyone. Try our free mobile app.

excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
App-store-avatar.png play-store-avatar.png
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
play-store-avatar
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
App-store-avatar.png play-store-avatar.png
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
x-avatar
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
App-store-avatar.png play-store-avatar.png
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
x-avatar
@theshortbearx.com

Frequently asked questions

Explore our global coverage