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Housing and Urban Development (HUDCO) investor relations material
Housing and Urban Development Q4 25/26 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Total consolidated income for FY26 rose to ₹13,150.40 crore from ₹10,311.29 crore year-over-year.
Net profit after tax for FY26 increased to ₹4,034.37 crore from ₹2,709.14 crore year-over-year.
The Board recommended a final dividend of ₹1.50 per share, subject to AGM approval.
Auditors issued an unmodified opinion on both standalone and consolidated results.
Financial highlights
Interest income for FY26 was ₹13,096.25 crore, up from ₹10,200.33 crore year-over-year.
Total comprehensive income for FY26 was ₹3,477.15 crore, up from ₹2,544.34 crore year-over-year.
Earnings per share (basic and diluted) for FY26 stood at ₹20.15, up from ₹13.53 year-over-year.
Net worth as of March 31, 2026, was ₹21,975.46 crore, up from ₹17,968.05 crore year-over-year.
No defaults in repayment of debt securities or borrowings during the year.
Outlook and guidance
The company maintains sufficient liquidity and undrawn credit lines to meet operational and contingency needs.
No material impact from new labour codes; monitoring continues for regulatory updates.
- Net profit up 3.62% YoY to ₹2,053.06 crore, with strong asset quality and record disbursements.HUDCO
Q3 25/2620 Apr 2026 - Loan book up 41% YoY, record profit, strong asset quality, and no defaults or capital infusion.HUDCO
Q3 24/2510 Jan 2026 - Record loan sanctions, profit growth, and best-in-class asset quality with robust compliance.HUDCO
Q4 24/257 Jan 2026 - Loan book up 30% YoY, Q1 profit at ₹630.23 crore, asset quality and liquidity remain strong.HUDCO
Q1 25/266 Jan 2026 - Record H1 FY26 profit, loan growth, and asset quality position for infrastructure-led expansion.HUDCO
Q2 25/2612 Nov 2025 - Q1 FY25 net profit rose 25% YoY, loan book and revenue grew, and asset quality remains strong.HUDCO
Q1 24/251 Sep 2025 - Record loan growth, profit, and asset quality in H1FY25, with strong liquidity and autonomy.HUDCO
Q2 24/251 Sep 2025
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