Five Star Bancorp (FSBC) investor relations material

Executive summary

• The annual meeting is scheduled for May 21, 2026, at The Sutter Club in Sacramento, CA, with proxy materials available online and by mail.

• Shareholders as of March 27, 2026, are entitled to vote on the election of directors and ratification of the independent auditor.

• The board recommends voting in favor of all director nominees and the auditor ratification.

Voting matters and shareholder proposals

• Shareholders will vote to elect 10 directors for one-year terms and to ratify Baker Tilly US LLP as the independent registered public accounting firm for 2026.

• Shareholder proposals and director nominations for the 2027 meeting must be submitted between January 21 and February 20, 2027.

• Shareholders can vote online, by phone, mail, or in person, with detailed instructions provided.

Board of directors and corporate governance

• The board consists of 10 nominees with diverse backgrounds in banking, real estate, communications, and community leadership.

• Three standing committees: Audit, Compensation, and Governance & Nominating, each with independent members.

• The board separates the roles of CEO and Chairperson, emphasizing independent oversight.

• Directors are encouraged to attend meetings, and all but one attended at least 75% of meetings in 2025.