eGuarantee (8771) investor relations material

Executive summary

• Net sales for the three months ended June 30, 2026, rose 2.1% year-over-year to ¥2.8 billion, in line with plan and supported by strengthened sales resources and improved operational efficiency.

• Operating profit increased by 5.7% to ¥1.334 billion, with the margin improving by 1.5 percentage points to 47.6%.

• Ordinary profit rose 9.1% to ¥1.412 billion, aided by higher interest income.

• Profit attributable to owners of parent was ¥953 million, up 10.2% year-over-year.

• Sales personnel increased by over 30, the largest in company history, with a projected 30% year-on-year increase by fiscal year-end.

Financial highlights

• Guarantee liabilities reached a record high of ¥931.7 billion, up 9.9% year-over-year.

• Gross profit was ¥2.074 billion, up 2.1% year-over-year, with a stable gross profit margin of 74.1%.

• Basic earnings per share for the quarter was ¥21.45, up from ¥18.09 a year earlier.

• Total assets as of June 30, 2026, were ¥27,789 million, with net assets of ¥21,349 million and an equity-to-asset ratio of 70.1%.

• Net assets per share as of June 30, 2026, was ¥437.75.

Outlook and guidance

• Full-year net sales forecast for fiscal year ending March 31, 2027, is ¥11,900 million, up 7.9% year-over-year.

• Operating profit is projected at ¥5,500 million, ordinary profit at ¥5,600 million, and profit attributable to owners of parent at ¥3,800 million.

• Ordinary profit reached 25.2% of the full-year forecast, with expectations to achieve the initial ordinary profit target for the 20th consecutive year.

• Annual dividend forecast is ¥84.00 per share, up from ¥40.00 in the previous year.

• The company anticipates continued growth through further expansion of sales resources and leveraging AI-driven efficiency.