)
Crunchfish (CFISH) investor relations material
Crunchfish Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
The company underwent a strategic shift to focus solely on Digital Cash and offline payments, discontinuing the gesture business to streamline operations and reduce costs.
The business model was clarified to target both system operators and service providers, with expansion beyond India to Southeast Asia, Pakistan, Africa, and selection by the Bank of England for the Digital Pound Lab.
Key milestones included system-level integration work with payment operators in India and the clarification of a dual licensing business model for offline payments.
Significant events and developments
Collaboration with NPCI in India advanced, with daily meetings and SDK integration for offline payments, and two major banks participating in the pilot.
The company was selected for the Bank of England's Digital Pound sandbox and Lab, and continues discussions with the ECB for the Digital Euro.
Commercial offers and integration projects were made with major closed-loop wallet providers, such as GCash in the Philippines, enabling faster market entry.
Showcased solutions at major industry events, including SIBOS, Global Fintech Fest, and Singapore FinTech Festival.
Released a white paper comparing immediate and deferred offline payment models to communicate the advantages of the governed model.
Outlook and guidance
The focus for 2024 and beyond is on execution, revenue generation, and expanding system-level integrations globally.
Closed-loop wallets in Asia are identified as a fast-track route for large-scale deployment and revenue due to their single decision-maker structure.
Ongoing discussions for FRAND licensing with major payment operators and further global expansion are anticipated.
Next Crunchfish earnings date
Next Crunchfish earnings date
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
I can't remember the last time an app had such a positive impact on my investment process.
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
Frequently asked questions
Mobile app: Research anytime, anywhere with the #1 app for live earnings calls, transcripts, analyst estimates, and more. All for free.
Desktop (Quartr Pro): The leading platform for qualitative research, used daily by top firms and financial institutions.
Quartr API: Build custom solutions powered by live earnings calls, live transcripts, filings and reports, slide presentations, and more.
Explore our global coverage
)
)