)
Edge14 Aug 2026
Deutsche Qualität: The Story of Birkenstock
From an 18th-century German shoemaker to a global footwear brand, how Birkenstock turned an orthopedic insole into the world's most popular sandal.
Croatia osiguranje
Croatia osiguranje (CROS) investor relations material
Croatia osiguranje Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary29 Jul, 2026
Executive summary
Total income from insurance contracts rose 10.4% year-over-year to EUR 314.7m, with non-life insurance up 10.6% and life insurance up 3.5%.
Net profit increased 5.7% year-over-year to EUR 44.4m, driven by higher revenue and stable claims expenditure.
Group assets reached EUR 2.1bn, up 6% from year-end 2025.
Digital channels saw a 66.4% increase in premium, and digital brand LAQO grew premiums by 16.8%.
Health insurance and digital healthcare segments showed strong growth, with Croatia poliklinika revenue up 25%.
Financial highlights
Non-life insurance income: EUR 307.3m (+10.6% YoY); life insurance income: EUR 7.4m (+3.5% YoY).
Expenditure from insurance contracts: EUR 265.1m (+7.8% YoY); non-life expenditure: EUR 260.1m (+8.1% YoY); life expenditure: EUR 5m (-6.8% YoY).
Net result from insurance contracts: EUR 27.6m (+14.6% YoY).
Earnings per share increased to EUR 105.4 from EUR 99.6.
Dividend of EUR 49m (EUR 114.14 per share) approved from 2025 profit.
Outlook and guidance
Inflation in Croatia expected at 4.6% for 2026; real GDP growth projected at 2.6%.
Insurance market growth expected to moderate, with health insurance as the main driver.
Moderate growth anticipated in life insurance, driven by investment-linked products.
Group expects to maintain strong capitalization and regulatory compliance despite market uncertainties.
Partial view of Summaries dataset, powered by Quartr API
AI can get things wrong. Verify important information.Research faster. Power your platform.
Latest events from Croatia osiguranje
- Net profit surged 43% to EUR 46.3m, driven by strong insurance and digital segment growth.CROS
Q3 2024 - Insurance income and profit up year-over-year, with strong digital and healthcare growth.CROSQ2 2024
- Net profit jumped 39.9% year-over-year, with strong digital and healthcare growth.CROSQ4 2024
- Net profit rose 7.5% to EUR 17m, driven by strong insurance and digital segment growth.CROSQ1 2025
- Net profit up 25% year-over-year, with strong digital and health segment growth.CROSQ2 2025
- Net profit rose 25% to EUR 57.9m, driven by strong insurance and digital segment growth.CROSQ3 2025
- Net profit rose 7.2% to EUR 65.5m, driven by non-life and digital business growth.CROSQ4 2025
- Insurance income up 10.3% and net profit up 6.8%, with strong digital and capital positions.CROSQ1 2026
Next Croatia osiguranje earnings date
Q3 202626 Oct, 2026
Croatia osiguranje
Next Croatia osiguranje earnings date
Q3 202626 Oct, 2026
The essential earnings season companion
The #1 app for qualitative research. Live earnings calls, AI chat, transcripts, and more. All for free.
Live calls and transcripts
Listen to earnings calls, CMDs, investor conferences, and more – with a podcast-like experience.
Find what you need faster
Search for any keyword across all transcripts simultaneously.
Easily store key findings
Capturing important takeaways is as simple as it gets. Even during your lunch run or commute.
Your watchlist. Your dashboard.
Follow the companies that matter to you. Get a personalized feed with real-time updates.
Be the first to know
Set keyword alerts for any company, product, or competitor. Get notified the moment they're mentioned.
Consensus estimates
Access analyst consensus estimates, valuation multiples, and revenue segments splits.
All IR material in one place
The easiest way to stay updated during earnings season.
Global coverage
All events from public companies. Live and recorded.
Just click and listen
No webcast links. No manual registrations.
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
)
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
)
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
excellent app, it gives me free access to company earnings calls and annual reports. I also love the convenience of calls being available offline so I can listen in whilst doing other things and even when internet or WiFi isn't available.
Leroy DaleyApp Store
One of the very few apps you could call perfect. If something was to add to it, maybe the share price of the company when you search for it, but it's already excellent.
Eferix Drawings Google Play
This is genuinely one of the cleanest and fastest finance apps out there to track the market.
anuj283App Store
I can't remember the last time an app had such a positive impact on my investment process.
)
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
I can't remember the last time an app had such a positive impact on my investment process.
@ankurshah47_ x.com
Love the app! Quartr makes it really easy to keep track of earnings calls. It also includes the reports and slides to make it easier to follow along.
Amina0781App Store
Quartr is amazing, no way around it. It is the best right now for earnings calls, presentations, and the like.
@theshortbearx.com
)
)
Frequently asked questions
Explore our global coverage