Circle Internet Group (CRCL) investor relations material

Arc platform launch and ecosystem growth

• Arc Mainnet launched as a major economic operating system, with backing from leading financial institutions and rapid integration across exchanges, wallets, and custodians.

• The network is designed to meet regulated financial sector standards, with support from Visa, Mastercard, DTCC, BlackRock, and major banks.

• Arc reached nearly $1 billion in value within a week, one of the fastest blockchain capital deployments.

• Monetization includes transaction fees, staking rewards, and layered service fees, with Circle holding a 25% stake in Arc.

• Arc's adoption is expected to drive USDC demand and broader digital asset ecosystem growth.

Strategic acquisitions and global expansion

• Acquisition of Tazapay expands reach to 100 payout markets and 60+ partners, enhancing infrastructure in Asia and emerging markets.

• Tazapay brings strong product, operational, and regulatory capabilities, accelerating product and operational support.

• The transaction is pending regulatory approval, with ongoing updates planned for stakeholders.

Regulatory landscape and stablecoin adoption

• The GENIUS Act, effective January 17, 2027, will classify stablecoins as cash equivalents, enabling global institutional adoption.

• Circle National Trust integration will allow counterparties to interact with a fully regulated infrastructure bank.

• Leading banks, capital markets, and commerce firms are preparing to implement legal digital dollars in 2027.

• Stablecoin transaction volumes are rising, with high velocity and usage expected to outpace traditional money aggregates.