Basellandschaftliche Kantonalbank (BLKB) investor relations material

Executive summary

• Achieved solid half-year results for 2026, with group operating income up 4.2% to CHF 248.9 million and net profit rising 5.3% to CHF 96.5 million year-over-year, driven by dynamic growth in securities, investment, and interest business.

• Growth was broad-based across all business segments, with notable contributions from securities, investment, and interest operations.

• Credit volume increased by CHF 95.7 million since December 2025, with a focus on regional lending and a moderate 0.7% rise in mortgages.

• Strategic focus on regional business and positioning as a customer-centric investment and pension bank continues to yield positive results.

• The group continues to emphasize sustainability and regional development, aligning with its public mandate.

Financial highlights

• Operating income rose 4.2% year-over-year to CHF 248.9 million; net profit increased 5.3% to CHF 96.5 million.

• Net interest income grew 3.3% to CHF 177.0 million; commission income up 5.2% to CHF 49.5 million.

• Assets under management increased by CHF 1.4 billion (+4.8%) to CHF 30.8 billion since December 2025.

• Net new money inflow totaled CHF 418.3 million.

• Cost-income ratio improved to 54.4% from 56.0% year-over-year.

Outlook and guidance

• Expects stable business performance for the full year 2026, excluding one-off effects, despite a challenging low-interest environment.

• Positive economic outlook for Switzerland with low inflation, but geopolitical risks remain the main uncertainty.