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AURSKOG SPAREBANK (AURG) investor relations material
AURSKOG SPAREBANK Q4 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Executive summary
Net profit after tax reached NOK 259.9 million, up 10.2% year-over-year, with return on equity at 11.2% and cost/income ratio at 34.7%.
Forretningskapital surpassed NOK 25 billion for the first time, growing 13.7% over 12 months.
Driftsinntekter increased by 10%, driven by broader income sources and a one-time NOK 12 million gain from share sales.
Credit losses and non-performing loans remain low, with gross non-performing loans at 0.4% of total loans.
Financial highlights
Net interest income was NOK 365.4 million, down from NOK 375.3 million last year.
Net commission income rose to NOK 78.3 million from NOK 59.6 million.
Dividend and securities income doubled to NOK 79.6 million.
Total operating income reached NOK 523.5 million, up from NOK 476.2 million.
EPS increased to NOK 19.36 from NOK 18.20.
Outlook and guidance
Entering 2026 with strong financials and customer satisfaction, the bank expects continued growth despite geopolitical uncertainty and strong competition.
Focus remains on accessibility, credit quality, technology, and regulatory compliance.
Next AURSKOG SPAREBANK earnings date
Next AURSKOG SPAREBANK earnings date
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