Associated Banc-Corp
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Associated Banc-Corp (ASB) investor relations material

Associated Banc-Corp Investor presentation summary

Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.
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Investor presentation summary9 Feb, 2026

Strategic growth initiatives

  • Focused on sustainable organic growth by enhancing product offerings and digital capabilities, and launching successful programs for mass affluent customers.

  • Increased relationship managers by 44% from 4Q 2021 to 4Q 2025, with new offices in Kansas City and expanded presence in Dallas, Milwaukee, and Chicago.

  • Accelerated growth in major metro markets, including entry into Omaha and deeper penetration in the Twin Cities through the American National acquisition.

Financial performance highlights

  • Achieved record net income of $463 million in 2025, with 4.7% total loan growth and 11.6% C&I loan growth.

  • Total deposits and core customer deposits grew by 2.6% and 3.5%, respectively, while net interest income increased by 14.7%.

  • Net interest margin expanded by 25 bps, and return on average tangible common equity reached 13.63%.

Commercial and consumer growth

  • Expanded commercial team and leadership, adding new capabilities in asset-based lending and specialty deposit solutions.

  • Opened new offices and increased relationship managers, driving C&I loan growth and market share in key metros.

  • Launched upgraded checking products and digital features, supporting checking household growth and customer engagement.

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Next Associated Banc-Corp earnings date

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2026 RBC Capital Markets Global Financial Institutions Conference11 Mar, 2026
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2026 RBC Capital Markets Global Financial Institutions Conference11 Mar, 2026

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Frequently asked questions

Associated Banc-Corp, a bank holding company, provides various banking and nonbanking products to individuals and businesses through its subsidiary bank, Associated Bank, Wisconsin's third largest community bank. The company offers an array of loan products, such as mortgage loans, home equity loans, lines of credit, construction loans, commercial real estate loans, consumer/revolving credit loans and automobile loans to individuals. It also provides checking accounts; savings accounts; certificates of deposit; ATM services; letters of credit; money market accounts; trust services; income tax preparation services; mobile banking services; internet banking services; electronic bill payment services; safe-deposit box services; and business banking solutions. Associated Banc-Corp is based in Green Bay, Wisconsin.

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