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Access Bank (Ghana)
Access Bank (Ghana) (ACCESS) investor relations material
Access Bank (Ghana) Q2 2026 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q2 2026 earnings summary3 Aug, 2026
Executive summary
Net profit for the period ended June 30, 2026, was GHS 274,442,000, down from GHS 304,349,000 year-over-year.
Total comprehensive income for the period was GHS 274,442,000, compared to GHS 304,349,000 in the prior year.
Earnings per share (basic & diluted) stood at 1.58, compared to 1.75 for the same period last year.
Financial highlights
Interest income decreased to GHS 626,788,000 from GHS 740,558,000 year-over-year.
Net interest income rose to GHS 326,415,000 from GHS 258,197,000 year-over-year.
Total operating income was GHS 778,442,000, down from GHS 831,976,000 year-over-year.
Profit before tax was GHS 422,218,000, compared to GHS 468,229,000 in the prior year.
Cash and cash equivalents at period end were GHS 4,398,016,000, down from GHS 6,087,345,000 year-over-year.
Outlook and guidance
The risk management framework and processes remain consistent with the previous year, focusing on credit, operational, market, liquidity, legal, compliance, strategic, reputational, and capital risks.
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Latest events from Access Bank (Ghana)
- All AGM motions passed, with focus on sustainability, digitalization, and future dividend prospects.ACCESS
AGM 2024 - Profit fell, but assets and deposits grew; non-performing loans rose sharply.ACCESSQ4 2025
- Profit after tax and net interest income fell, but assets and deposits increased year-over-year.ACCESSQ1 2026
- Profit after tax declined despite higher net interest income and asset growth.ACCESSQ3 2025
- Net profit fell year-over-year, but capital adequacy and liquidity ratios remained robust.ACCESSQ2 2025
- Net profit surged 19%, assets grew 48%, and capital adequacy remains robust at 18.29%.ACCESSQ3 2024
- Profit after tax and total assets rose, with strong deposit growth and higher EPS.ACCESSQ2 2024
- Strong asset and deposit growth, stable profits, and improved loan quality in Q1 2025.ACCESSQ1 2025
- Net profit fell to GHS 536.9m as operating income rose and asset quality improved.ACCESSQ4 2024
Next Access Bank (Ghana) earnings date
Q3 202630 Oct, 2026
Access Bank (Ghana)
Next Access Bank (Ghana) earnings date
Q3 202630 Oct, 2026
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Amina0781App Store
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@theshortbearx.com
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