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Company Research17 Oct 2025
Beneath the Surface: A Conversation with Epiroc CEO Helena Hedblom
Legacy, innovation, and leading one of Sweden's most influential industrial companies into a new era.
Moody’s (MCO) investor relations material
Moody’s Q3 2025 earnings summary
Complete event summary combining all related documents: earnings call transcript, report, and slide presentation.Q3 2025 earnings summary22 Oct, 2025
Executive summary
Achieved record quarterly revenue of $2.0 billion in Q3 2025, up 11% year-over-year, with both MA and MIS segments contributing to growth.
Adjusted diluted EPS rose 22% to $3.92, with diluted EPS up 23% to $3.60, and net income attributable to shareholders up 21% to $646 million.
Adjusted operating margin expanded to 52.9%, up over 500 basis points year-over-year.
Raised full-year guidance for revenue, margins, and EPS, reflecting robust market conditions and operational leverage.
Continued investment in innovation, AI, and expansion in emerging markets, including acquisitions and divestitures to focus on scalable recurring revenue businesses.
Financial highlights
Q3 2025 revenue was $2,007 million (up 11% year-over-year); year-to-date revenue reached $5.8 billion (up 8%).
Adjusted diluted EPS for Q3 was $3.92 (up 22%); year-to-date adjusted diluted EPS was $11.30 (up 15%).
Free cash flow for the first nine months was $1.8 billion; full-year guidance raised to $2.5 billion.
Net income for Q3 was $646 million, up from $534 million in Q3 2024.
Adjusted operating income for Q3 was $1,062 million (margin 52.9%), up from $867 million (margin 47.8%) in Q3 2024.
Outlook and guidance
Full-year 2025 revenue growth expected in the high single-digit percent range.
Adjusted diluted EPS guidance raised to $14.50–$14.75, implying 17% growth at midpoint.
Adjusted operating margin guidance raised to about 51% for the company and 63–65% for MIS.
Free cash flow projected at approximately $2.5 billion; share repurchases expected to be at least $1.5 billion.
Strategic and Operational Efficiency Restructuring Program expected to deliver $250–$300 million in annualized savings by end of 2026.
What specific market factors drove MIS revenue outlook raise?
Assess MA's subscription shift success metrics
Detail capital allocation priorities post-$4B buyback
What specific data assets protect Moody's from AI disruption?
Detail private credit's impact on MIS revenue
Expand on climate solutions strategy outside insurance
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Frequently asked questions
Credit Rating Royalty
Moody's Corporation is a globally recognized financial services company with a primary focus on credit ratings, research, tools, and analysis for investors in debt markets. Today, Moody's Investors Service, its credit rating division, is among the "Big Three" credit rating agencies, alongside Standard & Poor's and Fitch Ratings. Its ratings have become instrumental for investors, lenders, and institutions looking to understand and mitigate financial risk. Besides credit ratings, Moody's Analytics, another segment of the company, provides financial intelligence and analytical tools to assist professionals in making informed decisions.
A Historic Institution
Moody's Corporation, a staple in the global finance sector, traces its origins to John Moody and the early 1900’s. Initially, the company began by producing manuals analyzing the details of stocks and bonds of railroads, an industry of enormous significance at the time. Over the decades, Moody's evolved to become one of the leading credit rating agencies, offering a comprehensive view of risk in various debt instruments. In the late 20th century, Moody's extended its services, delving into research, analytics, and data for investors. Today, its ratings and insights are deeply embedded in the global financial system, guiding investment decisions and providing a measure of trust for market participants worldwide.
Investor’s Services
Moody's Investors Service is the bond credit rating division of Moody's Corporation, its core and most longstanding business function. It rates include government, municipal, and corporate bonds, as well as investment vehicles like money market funds, fixed-income funds, and hedge funds. Moody's also assesses different financial institutions, including both traditional banks and other finance companies. Additionally, they rate certain structured finance asset categories. The aim of these ratings is to offer investors a straightforward tool to gauge the creditworthiness of various securities. Moody’s Investors Services is among the “Big Three” of credit rating agencies together with S&P and Fitch. The latter is not publicly traded,
Analytics
Moody's Analytics operates as a subsidiary of Moody's Corporation works outside of ratings and delivers both software solutions and advisory services. The department conducts in-depth economic research encompassing credit analysis, performance evaluation, financial modeling, structured analysis, and comprehensive risk management. Its offerings include unique economic models, specialized software tools, and expert-led training programs, primarily focusing on risk management proficiency within the financial industry. The analytics business arm has over 40.000 institutions as customers, with names like Tetragon and Barings being found on the list of clients.
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